An SMSF is a self managed super fund, and is one method of saving money for retirement. As opposed to a standard pension, an SMSF gives you far more control over where your money is invested. Here is a short guide on some of the investment options available.
With the steps to buying the house being quite firm, what needs to be done once the house closes can be confusing and often cause more stress. Let’s take a look at some of the main steps you need to think about as a new homeowner.
Have you been looking at properties for as long as you can remember? Have you ever thought about taking on a project? Here are some handy hacks to help you decide if a fixer-upper is the right choice for you.
There is a growing attitude that the more kids understand about their parents’ finances, the better they will be equipped to manage their own.
Moving from one property to another is not only stressful but can get expensive. Felix from Simpo End of Lease Cleaning services in Sydney shares his tips for keeping costs down when moving.
Here is a look at the delicate art of balancing your finances. It includes an overview of why creating a ‘spending plan’ will help you to gain greater control and why you need to carry out a financial audit.
Buying a house as a married couple can sound exciting at first glance, but it also can be a stressful experience for the couple. These tips can help you to more easily walk through the process of selecting and buying your first home together.
Before anyone decides to enter the Forex market, it is essential that they understand the risks. Completely and fully understanding what is at stake is such an important part of becoming a Forex trader.
Buying a property is an exciting time. Once you have secured the property, utilising your time until settlement to adequately prepare yourself will ensure a smooth transition on settlement.
Imagine being able to do whatever you want without considering the financial implications. You could travel the world, buy anything, start your dream business, anything! Here are some simple tips to get you started on your journey to financial freedom.
The interest rate determines the amount of money you’ll pay for accessing a car loan. It is the driving force of the industry and, right now, car loan interest rates range from approximately 4% to as high as 30%.
Over the past few years, it has become increasingly difficult for first-time buyers to get on their property ladder. But there are still some ways you can bag yourself the property of your dreams. Here are some useful tips that will help you get your first foot on the property ladder!
No one likes to pay bills, and although they are a necessity, if there is any way to reduce the numbers, most people are interested. Actually, there are many things one can do to lower the amount of electricity used in the home.
For the most part the basic rules are age, but if you’re not willing to wait that long there are certain ways to get around that. Let’s take a look at traditional methods and other ways of getting the money out of the fund.
While your estate agent gets busy generating lots of interest, you should start making some changes to your home. Here are some simple tweaks to your home that will get your house sold as soon as possible.
Purchasing an investment property with borrowed funds from a Self Managed Super Fund (SMIF) has the capacity to lower income tax on returns and capital gains tax (CGT) on the investment. However, purchasing a property with borrowed funds should not be entered into lightly.
As part of their commitment to White Ribbon’s Workplace Accreditation Program, People’s Choice Credit Union are sharing some of the common ways in which an abuser may control a woman through financial abuse.
Employers can play a role in helping their employees cope with financial related stress by recognising the impact it can have on different groups in the workplace and providing financial coaching via an employee assistance program.
Women are great at budgeting and managing day-to-day spending but when we turn our attention to investments and superannuation, our confidence wavers a little. However, investments are something we can manage with a little education.
There are uncommon expenses that can catch you unawares and in these situations a payday loan may be appropriate However, it’s important that you don’t use payday loans for recurring expenses or indulgences that you don’t need.
Finding the right car is fun and exciting. Your new asset will no doubt provide you with the opportunity to grow your business. But don’t overlook the important details. Getting the right car loan is just as important as getting the right car.
Budgeting can seem completely overwhelming, particularly when people succumb to myths about saving and believe they have to sacrifice their lifestyle. Here, The Wealth Tutor, Kristina Plimer, busts the top ten myths about budgeting that could be holding you back.
When you’re running a busy household, it’s often your own needs that get pushed to one side. You do need to ensure that you’re looking after yourself. But where to start?
Bad credit car loans, also known as second chance car finance, will not only get you behind the wheel of a reliable, late model car, one of these loans can also help you to repair a bad credit history.
ME Chief Marketing Officer, Rebecca James outlines how to make 2016 the year you earn more, spend less and start to invest with 12 months of personal money management tips.
If your credit report contains errors you can have this information corrected or removed for free. If you have defaulted on a debt, there are lenders who will give you a second chance.
Founder of The Wealth Tutor and self-described “wealth psychologist” Kristina Plimer, shares her top tips to pay off your credit card debt this year.
Anxiety symptoms in 2015 were the highest they have been in five years and with so much global economic uncertainty on the horizon and the cost of living rising rapidly, is it any wonder financial related stress is so prominent in our lives?
Sydney lawyer Karen Cho says women need estate plans more than anyone else. Yet because we all have so many other competing priorities, the task of estate planning often gets neglected.
Currently 39% of single Australian women are retiring in poverty and declining rates of home ownership will only push this figure higher. Clearly, changes to superannuation, especially tax concessions on super are needed.
When you’re young, fit, and feeling fantastic what could you possibly have to worry about? You have your whole life ahead of you! But we think that’s actually the reason why you should take a step back and consider your current lifestyle.
According to new research 80% of Australians feel their finances are unmanageable. The research says the majority of us are stressed out about our current financial situation and are worried about our financial future.
You may not realise this, but air conditioners are often the culprit for these high bills. Here are a few tips when choosing air conditioners for your home or business, that will help save you money.
There are ways to save money on your wedding day, so that your guests don’t even realise you have cut a few corners. Here are ten ways you can have your dream day for the perfect price!
When your property needs improvement or renovation, there is a high chance that you will need a loan. If the property is inhabitable, you will need to approach a specialist lender. However, some will offer a loan.
A wide variety of issues and details are involved when it comes to buying or selling any type of property. From listing to closing there is practically no end to the list of issues that can occur.
Many Australians face difficulties in securing credit due to a poor credit rating. Director of Positive Lending Solutions Tom Caesar suggests five simple steps to help improve your credit rating.
There are a lot of dos and don’ts involved in selling a property. Many first-timers make decisions early in the process that make things difficult later on. Discover the most common mistakes that people make when selling their property.
The current gender pay gap in Australia is translating into a superannuation gap of a whopping 47%. Women are currently retiring with $90,000 less than men, and 29% of women over 65 are living below the poverty line.
Moving house is a huge task and not one that comes without stress. If you have the time and want to attack the job yourself, follow this list of tips to ensure you get your bond back at the end of your tenancy.