A wide variety of issues and details are involved when it comes to buying or selling any type of property. From listing to closing there is practically no end to the list of issues that can occur.
Many Australians face difficulties in securing credit due to a poor credit rating. Director of Positive Lending Solutions Tom Caesar suggests five simple steps to help improve your credit rating.
There are a lot of dos and don’ts involved in selling a property. Many first-timers make decisions early in the process that make things difficult later on. Discover the most common mistakes that people make when selling their property.
The current gender pay gap in Australia is translating into a superannuation gap of a whopping 47%. Women are currently retiring with $90,000 less than men, and 29% of women over 65 are living below the poverty line.
Moving house is a huge task and not one that comes without stress. If you have the time and want to attack the job yourself, follow this list of tips to ensure you get your bond back at the end of your tenancy.
If you die without making a will you run the risk of your assets and belongings not going to the people you would like to give them to, but this is just one of the reasons why you should consider creating a will.
Building your own house means that you can actually turn the home of your dreams into reality. This can be a better option than buying a home, as purchasing might only satisfy some of your needs.
While solar-powered systems seem to be the ubiquitous solution for every home in Australia with our plentiful sunshine, the truth is that some homes will actually lose money using solar over another option.
Consumers may have sighed a collective sigh when the Australian Carbon Tax was repealed but this doesn’t mean Aussies can relax their energy saving ways and stop worrying about the next bill.
Consumer advocate Christopher Zinn and financial services expert Angus Woods, have created a website where consumers can rate and review financial advisers and planners working in Australia.
When you’ve found a car that you love, the temptation to take any car loan for which you are approved can be immense. However, great care needs to be taken when choosing a car loan.
South East Queensland is on the brink of a property renaissance in 2014. Despite other Australian capitals languishing, many pockets of Brisbane and the South East are now having their time in the sun.
With Australia’s average household debt at record levels, perhaps we should also be taking a look closer to home. Household debt in Australia has risen steeply over the last 25 years along with property prices.
While many people will find ‘true love’ on the internet this year, thousands of Australians will be ripped off by online dating sites and their more unscrupulous members.
These days there are a lot of basic expenses to take into account. Financial institutions have a range of online tools that can help. We also have a few more things you can do to lower your monthly budget.
New Australian research reveals that many ex-partners deliberately use the legal, child support and income support systems to cause long term financial hardship to women long after the relationship ends.
According to the latest MLC Quarterly Wealth Sentiment Survey, taking a career break to raise kids is the most significant barrier for women having enough savings for retirement.
Many Australians don’t know how to manage their money. Follow these simple strategies for better money management and you’ll be well on your way to taking control of your finances.
Adrian Raftery senior lecturer at Deakin University and author of “101 Ways to Save Money on Your Tax – Legally!” reveals the tax changes taking effect from 1 July.
A decade ago I was director of an award winning business and was living comfortably with my husband and children. I never dreamt that in a few short years I would be filing for divorce and bankruptcy.
Whether your dream car is a vintage classic or a top-of-the-line model just off the production line, finding the right car loan can turn that dream car into a reality.
If you want to use a loan comparison site to find your perfect loan, you will need to know what to look for, what to compare, and what is right for you.
While some people of working age are planning never to retire because they enjoy it too much. Others are delaying retirement for economic reasons.
Construction has commenced in Melbourne on a 20 level apartment building designed specifically for women. Situated at 2 Claremont Street in South Yarra, Ella Apartments by Spec Property is comprised of 167 light filled apartments. Located in a prime position, overlooking the expansive Melbourne city skyline, a glamorous hotel style foyer will greet residents and […]
Are you partly (or largely) at fault for the 0.46 per cent rise of credit card debt in Australia since April? With credit card interest averaging 19.55% it’s likely you’re not alone in paying an arm and a leg for your credit splurge. However, before you considerer any drastic options to earn back some coin, […]
We all have our bucket lists, but who among us has given any thought to creating an ‘after you kick the bucket’ bucket list? Yes, climbing the Eiffel Tower is something a lot of us aspire to do in life, but where’s the fun in contemplating your final tax return? LifeInsuranceFinder.com.au have done the deadly […]
It is very important for you to be well informed prior to looking for the right car loan, as every car loan provider will work in slightly different ways, and this can impact on what kind of car loan interest rates you could achieve, and where you may obtain car loan approval with one motor […]
In the first of three instalments by Fred Schbesta, co-founder of leading financial-product comparison website Finder.com.au, Fred shows us how to control our spending. Envious of your financially adept peers who pay off their credit cards monthly, are faithful to their mortgage repayments, and can still holiday every year? Have you, in contrast, unwittingly contributed […]
RETIRING soon without enough super? If you’re worried you will end up sleeping under a bridge, you probably will! You may be stuck on the bad news that you need at least $600,000 in your fund to give you a return equal to the minimum wage; and we all know that’s not nearly enough to […]
Emotional spending is like emotional eating: it just isn’t good for your health. Emotional spending, or spending beyond your means, can end up making you feel worthless. Which makes a lot of sense because you literally are ‘worth less’ after a session of emotional spending. If your credit cards are maxed out, or you cover […]
This is why we should always view commercial survey results with suspicion. According to a survey commissioned by C-date, almost half of women nationally and 52% of women in NSW, earn more money than their male partner. Great stuff for a media release, except it contradicts everything we know about the gender pay gap, the […]
Has the Australian Banking Industry finally grown a Heart? After decades of putting profits before people, Australian banks are taking more responsibility for helping the poor and the most vulnerable members of our society. The banking industry’s latest initiative is a package to help prevent financial abuse of the elderly and other vulnerable people. Last […]
A recent report from the Consumer Action Law Centre, Fresh Start or False Hope, expressed concern at the number of businesses that emphasise the benefits of debt agreements, while understating the consequences. The Consumer Action Law Centre looked at websites that promote debt agreement services and found many provide an extremely optimistic view about what […]
Research released today by the National Australia Bank (NAB) and the Centre for Social Impact (CSI) shows that more than three million Australians don’t have access to a basic transaction account, a moderate amount of credit, or general insurance. The report, Measuring Financial Exclusion in Australia, shows the problem is growing with the percentage of […]
Steven Münchenberg, CEO, Australian Bankers’ Association, talks about the banking industry’s financial hardship package to help bank customers who are experiencing temporary financial difficulties. If you’ve got money worries, would you tell your bank? It’s a question a number of Australians face each year. There can be all sorts of reasons why any of us […]
If you don’t have a large deposit, buying with family or friends could be an attractive option to tackle the cost of home ownership and help you get into the property market. Co-ownership allows you to combine your earning capacity to borrow more and you’ll only need to pay a portion of the deposit and […]
With the cost of living rising to unprecedented levels and our two largest cities, Sydney and Melbourne, appearing in the top five most expensive cities to live in the world, is it any wonder Australians are ‘stressing out’ about money in 2013. While both men and women are increasingly worried their financial situation, according to […]
If you’re wondering why a comprehensive list of ways for ‘women’ to save money is really necessary, consider this: average income for women is 18% lower and we retire with 40% less superannuation than men. Perhaps some day there will be no gender pay gap and women will not be financially worse off when taking […]
Research shows that in Australia women retire with 40% less super than men. The reasons for this include the gender pay gap, which currently stands at 18%, and the time taken out of the workforce by women to raise children. Unfortunately for us, the research also shows that women retire earlier and live longer than […]
It’s easy to find yourself in credit card debt after the silly season, it seems no matter how well intentioned we are over the holiday period, with all the presents, vacations and extra social time available the budget just gets blown. But, it’s a new year and just because your credit card has copped a […]