For the most part the basic rules are age, but if you’re not willing to wait that long there are certain ways to get around that. Let’s take a look at traditional methods and other ways of getting the money out of the fund.
Get Buyers Interested With These Simple Tweaks To Your Home
While your estate agent gets busy generating lots of interest, you should start making some changes to your home. Here are some simple tweaks to your home that will get your house sold as soon as possible.
Self Managed Super Funds and Investment Property
Purchasing an investment property with borrowed funds from a Self Managed Super Fund (SMIF) has the capacity to lower income tax on returns and capital gains tax (CGT) on the investment. However, purchasing a property with borrowed funds should not be entered into lightly.
The Five Signs of Financial Abuse of Women
As part of their commitment to White Ribbon’s Workplace Accreditation Program, People’s Choice Credit Union are sharing some of the common ways in which an abuser may control a woman through financial abuse.
How Employers can help their employees to reduce financial related stress
Employers can play a role in helping their employees cope with financial related stress by recognising the impact it can have on different groups in the workplace and providing financial coaching via an employee assistance program.
Your Money: Investment strategies for small investors
Women are great at budgeting and managing day-to-day spending but when we turn our attention to investments and superannuation, our confidence wavers a little. However, investments are something we can manage with a little education.
What are Payday Loans and When Should You Use Them?
There are uncommon expenses that can catch you unawares and in these situations a payday loan may be appropriate However, it’s important that you don’t use payday loans for recurring expenses or indulgences that you don’t need.
5 Ways to Negotiate a Better Car Loan
Finding the right car is fun and exciting. Your new asset will no doubt provide you with the opportunity to grow your business. But don’t overlook the important details. Getting the right car loan is just as important as getting the right car.
Your Money: The Top 10 Myths about Budgeting busted by Kristina Plimer
Budgeting can seem completely overwhelming, particularly when people succumb to myths about saving and believe they have to sacrifice their lifestyle. Here, The Wealth Tutor, Kristina Plimer, busts the top ten myths about budgeting that could be holding you back.
Three Reasons Why You're Neglecting Yourself in 2016
When you’re running a busy household, it’s often your own needs that get pushed to one side. You do need to ensure that you’re looking after yourself. But where to start?
Getting a Car Loan in Australia when you have a Bad Credit Rating
Bad credit car loans, also known as second chance car finance, will not only get you behind the wheel of a reliable, late model car, one of these loans can also help you to repair a bad credit history.
2016 Money Calendar: 12 months of tips for your personal finances
ME Chief Marketing Officer, Rebecca James outlines how to make 2016 the year you earn more, spend less and start to invest with 12 months of personal money management tips.
How to Repair Your Credit Rating in Australia
If your credit report contains errors you can have this information corrected or removed for free. If you have defaulted on a debt, there are lenders who will give you a second chance.
Top Tips to pay off your credit card debt this year
Founder of The Wealth Tutor and self-described “wealth psychologist” Kristina Plimer, shares her top tips to pay off your credit card debt this year.
Tips for Reducing Financial Related Stress in 2016
Anxiety symptoms in 2015 were the highest they have been in five years and with so much global economic uncertainty on the horizon and the cost of living rising rapidly, is it any wonder financial related stress is so prominent in our lives?
Your Money: Why Estate Planning Matters for Women
Sydney lawyer Karen Cho says women need estate plans more than anyone else. Yet because we all have so many other competing priorities, the task of estate planning often gets neglected.
Too many Australian women are retiring in poverty
Currently 39% of single Australian women are retiring in poverty and declining rates of home ownership will only push this figure higher. Clearly, changes to superannuation, especially tax concessions on super are needed.
How to Get Affordable Health Insurance that’s Right for You!
When you’re young, fit, and feeling fantastic what could you possibly have to worry about? You have your whole life ahead of you! But we think that’s actually the reason why you should take a step back and consider your current lifestyle.
Tips to get your personal finances on track for the new financial year
According to new research 80% of Australians feel their finances are unmanageable. The research says the majority of us are stressed out about our current financial situation and are worried about our financial future.
Say goodbye to ridiculous power bills and hello to extra cash in the bank!
You may not realise this, but air conditioners are often the culprit for these high bills. Here are a few tips when choosing air conditioners for your home or business, that will help save you money.
10 Ways To Save Money On Your Wedding Day
There are ways to save money on your wedding day, so that your guests don’t even realise you have cut a few corners. Here are ten ways you can have your dream day for the perfect price!
How To Raise Finance For Property Renovations
When your property needs improvement or renovation, there is a high chance that you will need a loan. If the property is inhabitable, you will need to approach a specialist lender. However, some will offer a loan.
Issues You Should Consider When Buying or Selling a Property
A wide variety of issues and details are involved when it comes to buying or selling any type of property. From listing to closing there is practically no end to the list of issues that can occur.
5 Steps To Preventing, Fixing and Managing Your Credit Rating
Many Australians face difficulties in securing credit due to a poor credit rating. Director of Positive Lending Solutions Tom Caesar suggests five simple steps to help improve your credit rating.
Selling Your Property? Don’t Make These 3 Common Mistakes
There are a lot of dos and don’ts involved in selling a property. Many first-timers make decisions early in the process that make things difficult later on. Discover the most common mistakes that people make when selling their property.
Make It Happen: It’s time we focused on closing the Gender Superannuation Gap
The current gender pay gap in Australia is translating into a superannuation gap of a whopping 47%. Women are currently retiring with $90,000 less than men, and 29% of women over 65 are living below the poverty line.
Five Tips for Getting Your Bond Back – Bond Cleaning
Moving house is a huge task and not one that comes without stress. If you have the time and want to attack the job yourself, follow this list of tips to ensure you get your bond back at the end of your tenancy.
Peace of Mind: Compelling Reasons to Create Your Will
If you die without making a will you run the risk of your assets and belongings not going to the people you would like to give them to, but this is just one of the reasons why you should consider creating a will.
Understanding the Home Building Process from Conception to Reality
Building your own house means that you can actually turn the home of your dreams into reality. This can be a better option than buying a home, as purchasing might only satisfy some of your needs.
Cost Benefit Analysis of Hot Water Systems
While solar-powered systems seem to be the ubiquitous solution for every home in Australia with our plentiful sunshine, the truth is that some homes will actually lose money using solar over another option.
Where the greatest energy savings could be made around your home
Consumers may have sighed a collective sigh when the Australian Carbon Tax was repealed but this doesn’t mean Aussies can relax their energy saving ways and stop worrying about the next bill.
New website rates and reviews financial planners in Australia
Consumer advocate Christopher Zinn and financial services expert Angus Woods, have created a website where consumers can rate and review financial advisers and planners working in Australia.
5 Things to Look for in a Car Loan
When you’ve found a car that you love, the temptation to take any car loan for which you are approved can be immense. However, great care needs to be taken when choosing a car loan.
10 Up and Coming Suburbs in South East Queensland
South East Queensland is on the brink of a property renaissance in 2014. Despite other Australian capitals languishing, many pockets of Brisbane and the South East are now having their time in the sun.
Australia’s Debt is Stacking Up
With Australia’s average household debt at record levels, perhaps we should also be taking a look closer to home. Household debt in Australia has risen steeply over the last 25 years along with property prices.
How to avoid getting ripped off when looking for love online
While many people will find ‘true love’ on the internet this year, thousands of Australians will be ripped off by online dating sites and their more unscrupulous members.
How to Lower Your Monthly Budget
These days there are a lot of basic expenses to take into account. Financial institutions have a range of online tools that can help. We also have a few more things you can do to lower your monthly budget.
Financial abuse of women by ex-partners is more common than we realise
New Australian research reveals that many ex-partners deliberately use the legal, child support and income support systems to cause long term financial hardship to women long after the relationship ends.
A Career break to raise kids is the biggest barrier to retirement savings
According to the latest MLC Quarterly Wealth Sentiment Survey, taking a career break to raise kids is the most significant barrier for women having enough savings for retirement.
Simple strategies for better money management
Many Australians don’t know how to manage their money. Follow these simple strategies for better money management and you’ll be well on your way to taking control of your finances.