• Home
  • About
    • Privacy Policy
    • Write for Australian Women Online
  • Advertise With Us
  • Horoscopes
  • Style
  • Shoe Boutique
  • eFashion
  • Weight Watchers Australia

Australian Women Online

Business, career, health and lifestyle content for women

  • Home
  • BLOG
  • BOOKS
  • BUSINESS
  • CAREER
  • COOKING
  • HEALTH
  • LIFESTYLE
    • Automotive
    • Beauty
    • Fashion
    • Pets
    • Relationships
    • Your Home
    • Your Money
  • TECHNOLOGY
  • TRAVEL
    • Discount Holidays
You are here: Home / Uncategorized / 2016 Money Calendar: 12 months of tips for your personal finances

2016 Money Calendar: 12 months of tips for your personal finances

28 January 2016 by Australian Women Online

Share this:

  • Tweet
  • Click to email a link to a friend (Opens in new window) Email
  • More
  • Share on Tumblr
  • Click to share on Reddit (Opens in new window) Reddit
  • Click to print (Opens in new window) Print
  • Click to share on WhatsApp (Opens in new window) WhatsApp

2016 Money Calendar: 12 months of tips for your personal financesME Chief Marketing Officer, Rebecca James outlines how to make 2016 the year you earn more, spend less and start to invest.

January – time for a money detox

Get your finances in great shape with a money detox. Understand where your cash goes with the government’s free TrackMySpend app, then back it up with a personal budget for 2016. It’s a great way to trim unnecessary spending and free up cash for saving and investing.

February – credit card boot camp. Bring it on!

Festive season spending is hitting your credit card statement right about now. Time for credit card boot camp. Knuckle down to pay off the balance, and get ahead by switching to a low rate card with zero annual fees such as frank.

March – time for an egg hunt

It’s Easter, and what better time to track down eggs. Nest eggs, that is. There are over six million lost super funds worth a combined $16 billion“ – and some of it could be yours. Hop to it and visit the myGov portal to reunite with lost super.

April – future-proof your finances

Set a blueprint for the future by setting some goals. The government’s award-winning (and free) TrackMyGOALS app can help you set, plan, track and even visualise your progress.

May – protect your financial identity

Mayday, mayday! One in four Australians are a victim of identity theft. Protect your financial identity by changing online passwords, updating security software and checking your personal credit record. Contact credit reference agencies like Dun and Bradstreet and Veda for a free copy of your personalised credit report.

June – there’s a lot to love about tax time

It’s tax time, and a juicy refund cheque could be heading your way. Visit the Tax Office website (ato.gov.au) for a full list of work deductions relating to your job. Or speak with a registered tax agent to claim everything you can.

July – score a better deal

Instead of hitting the sales, make July ‘get-a-better’ deal month. Start by switching to an everyday bank account such as buck that offers no ATM fees or monthly account-keeping fees and watch the savings stack up.

August – be your own financial guru

Take advantage of freebies to boost your financial wellbeing. ed, the online school of money brought to you by industry super fund-owned bank ME, offers a wealth of free information on money management for women. Ask your super fund about free financial advice. Or visit your bank’s website for financial calculators that crunch the numbers to show how you can save, pay down debt and get ahead financially.

September – spring clean your super

Around 90% of Australian women don’t have enough super to enjoy a decent retirement. Be a game changer. Check your super balance; roll multiple accounts into a single fund; and plan to save more. Even small extra contributions can add thousands of dollars to your retirement nest egg.

October – buy nothing new month

Grab some pre-loved bargains, or swap, share or borrow with friends and save big bucks. Join the money-saving movement at buynothingnew.com.au.

November – gallop ahead financially

Open a high-interest savings account with $100, and add $50 each week. Assuming the rate stays the same (in this example 3.55% p.a.), after three years you’ll have accumulated over $8,300. Keep it up for five years to enjoy a honeypot worth over $14,300.

December – give with love, not debt

Time to follow Santa’s example and take a planned approach to Christmas. Make a list of everything you need, check it twice and shop around to compare prices. Aim to pay with cash where possible. It’s still the cheapest way to make purchases. And remember, good giving doesn’t have to involve big spending.

Members Equity Bank Limited ABN 56 070 887 679 Australian Credit Licence 229500. Terms, conditions, fees and charges apply. Applications are subject to credit approval.

References:
1. ATO Super accounts data overview as at 30 June 2015

You May Also Like:

Filed Under: Uncategorized, Your Money

  • Facebook
  • LinkedIn
  • Pinterest
  • Twitter

New Content

  • Streaming Power: How Online Platforms Are Driving Women’s Sports Viewership
  • Why Australian Women Are Rewriting the Rulebook on Everyday Skincare
  • A Season of Power: Women’s Sport Steps Into the Spotlight
  • How Concierge Medicine Empowers Busy Women to Take Control of Their Health
  • Pet Food Australia: The Ultimate Guide to Premium Pet Food for a Healthier, Happier Pet
  • Your Fertility Journey Begins Here: Trusted Care, Expert Guidance
  • New vs. Used Cars: Know the Pros and Cons of Each
  • Beating the Odds in Aviator: Myth or Math?
  • 5 Types of Purlins: What Are Their Pros and Cons
  • Incident & Risk Dashboards: Avoiding Six‑Figure Fines Under New NDIS Rules

Popular Content

  • Moore Weekly Stars
  • About
  • Your Fertility Journey Begins Here: Trusted Care, Expert Guidance
  • Why Australian Women Are Rewriting the Rulebook on Everyday Skincare
  • Cookbook: CWA Classics by the Country Women’s Associations of Australia
  • How one Australian artist who was told she’d never succeed is proving the critics wrong
  • Tigerlily Tigerlily X Glasshouse Viva Tigerlily Candle
  • Sass & Bide The Oasis Metallic Crop Vest Pink Silver
  • Sportscraft Laura Relaxed Chino
  • SABA Ashley Midi Skirt

Australian Women Online © Copyright 2007 - 2025 Deborah Robinson ABN 38 119 171 979 · All Rights Reserved